74% Growth in Iran’s Banking Facilities in Spring 2026
In the first quarter of the Iranian year 1405 (spring 2026), the country's banking network paid out a total of 2,940 trillion tomans in facilities, marking a 74% growth compared to the same period last year. Among these, the industry and mining sector, receiving 957 trillion tomans in facilities with priority given to working capital financing, accounted for 45.8% of the total facilities allocated to working capital across all economic sectors.
According to the Central Bank, the facilities paid out by banks during the first three months of the year 1405 amounted to 29,409.8 trillion rials, which compared to the same period last year increased by 12,509.9 trillion rials (equivalent to 74%). Of the total facilities paid, 22,587.2 trillion rials (76.8%) were allocated to business owners (legal and non-legal entities), and 6,882.6 trillion rials (23.2%) were allocated to final consumers (households).
It is worth noting that the facilities paid in the first quarter of the year 1404 amounted to 17,769.8 trillion rials, which, after adjustments made by the banking network, decreased to 16,899.9 trillion rials.
Table 1 shows the purpose of receiving facilities across economic sectors during the first three months of the year 1405. The share of facilities paid in the form of working capital across all economic sectors during this period amounted to 19,171.7 trillion rials, accounting for 84.9% of total facilities paid to business owners. Additionally, the share of facilities paid in the form of personal goods purchases by final consumers (households) amounted to 3,174.1 trillion rials, accounting for 46.5% of total facilities paid to final consumers (households).
The share of facilities paid for working capital financing in the industry and mining sector during the first three months of the year 1405 amounted to 8,785.8 trillion rials, indicating an allocation of 45.8% of the total resources allocated to working capital across all economic sectors (amounting to 19,171.7 trillion rials). It is observed that out of the 9,572.7 trillion rials in facilities paid to the industry and mining sector, 91.8% (amounting to 8,785.8 trillion rials) was paid for working capital financing, reflecting the banks’ attention and prioritization of resource provision for this sector in the year 1405.